# Is Structuring the same as Layering?

**URL:** <https://www.amlfaqs.com/t/is-structuring-the-same-as-layering/630>\
**Category:** Singapore\
**Created:** [December 10, 2024, 1:18pm UTC](https://www.amlfaqs.com/t/is-structuring-the-same-as-layering/630 "2024-12-10T13:18:51Z")\
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**Author:** ![pathik](https://yyz2.discourse-cdn.com/flex010/user_avatar/www.amlfaqs.com/pathik/32/5_2.png) [@pathik](https://www.amlfaqs.com/u/pathik)\
**Post date:** [December 10, 2024, 1:18pm UTC](https://www.amlfaqs.com/t/is-structuring-the-same-as-layering/630/1 "2024-12-10T13:18:51Z")

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Is Structuring the same as Layering?

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**Author:** ![pathik](https://yyz2.discourse-cdn.com/flex010/user_avatar/www.amlfaqs.com/pathik/32/5_2.png) [@pathik](https://www.amlfaqs.com/u/pathik)\
**Post date:** [January 24, 2025, 12:16pm UTC](https://www.amlfaqs.com/t/is-structuring-the-same-as-layering/630/2 "2025-01-24T12:16:52Z")

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Although the terms structuring and layering are sometimes used synonymously, there exist differences between both the concepts. While layering can be referred as the process of separating illicit money from its source.

Structuring involves splitting large amount of money into smaller amounts below the regulatory thresholds to avoid any filing triggers by regulated entities.

To gain a better understanding of the process of layering, read this article

> **[Understanding the layering stage of Money Laundering](https://amlsingapore.com/understanding-the-layering-stage-of-money-laundering/)**
>
> The layering stage of money laundering is the critical phase of the process where the source and owner of the illegal funds are disguised.