When did Federal Decree-Law No. 10 of 2025 on anti-money laundering come into force?

Federal Decree-Law No. 10 of 2025 was issued on 30 September 2025. Under its own final provisions, it enters into force two weeks after the date of its publication in the Official Gazette, which placed the effective date in mid-October 2025.

The two-week window matters for compliance teams because obligations under the new law, including the updated customer due diligence, targeted financial sanctions and record-keeping duties, apply from the in-force date rather than the issue date. The accompanying Executive Regulations, Cabinet Resolution No. 134 of 2025, follow a separate timetable and come into force 30 days after their own publication. Regulated entities should confirm they were compliant from the effective dates and should date-stamp policy updates accordingly so that an inspection can see the transition was handled on time.

Legal Reference (UAE):

For more details, consult the full text of Federal Decree-Law No. 10 of 2025 or seek guidance from your AML compliance officer.

A guide to anti-money laundering laws in the UAE

Federal Decree-Law No. 10 of 2025 was issued on 30 September 2025 and enters into force two weeks after its publication in the Official Gazette, under Article 42.

Its executive regulations run on a separate clock. Cabinet Resolution No. 134 of 2025 was issued on 29 October 2025 and enters into force 30 days after publication in the Official Gazette. The practical consequence is that the statute and its operating detail commence on different dates, so when you date a policy or a training record, cite the instrument you are actually relying on rather than treating the two as one commencement.

Legal Reference (UAE):

· Federal Decree-Law No. 10 of 2025, Article 42: publication and entry into force two weeks after Official Gazette publication.

· Cabinet Resolution No. 134 of 2025, Article 71: entry into force 30 days after Official Gazette publication.

For your own circumstances, check your internal AML policy or speak to your compliance officer.

AML/CFT health check